When Vehicles Collide in Texas, so too do Powerful Interests
Just why is it that insurance companies appear to “play nice” when dealing with a damaged car, yet they are so difficult when dealing with an injury? The answer is actually quite simple. The State of Texas has set forth specific guidelines that an insurance company must follow when dealing with a matter of property damage. Your vehicle is real property with a very easily determined value. The state government specifically tells the insurance companies what they can and cannot do when handling property damage issues.
On the contrary, there are few guidelines regarding the injury claims process when it comes to establishing the value of the financial losses that an accident victim experiences. It begins with treatment for wreck-related injuries and medical expenses. But that’s just the beginning. The simple fact of the matter is that medical expenses are tremendously high (and going higher every day). And insurance companies are in the business of paying out as little as possible because they’re in business to make a profit. Thus, they will use all manner of sly tricks and unscrupulous methods to find some reason to deny or reduce the value of your claim. Contrary to popular belief, the accident victim in a Texas car accident bears the entire burden of proving to the insurance adjuster that his or her claim is worth a fair amount of money. The insurance company has no obligation to pay you any amount of money. You as the accident victim must go through the proper legal steps to adequately prove-up your damages in order to receive fair compensation. Insurance adjusters are all too happy to “assist” you in doing this the wrong way so that you end up unintentionally giving them the very ammunition that they need to legitimately (albeit unfairly) deny your claim or pay you pennies on the dollar. Like we said, before, it’s all about the “loopholes” and how you close them.
Again, the insurance adjusters have no obligation to pay you anything for your injuries. You, the accident victim, have the burden of proving the value of your claim. And you have to do it against opponents who are very experienced at saying “no;” then making it stick if you let them.
Put our years of experience to work for you. If you want to know what your rights are, how to proceed with your claim, and how much compensation you can secure from your auto injury case. Call the auto accident attorneys with our Law Firm now for a free consultation and find out how we can help you recover the full fair value of the damages you have suffered through the negligence of another driver.
This Blog was posted by No.1 Lawyer – Carabin Shaw Attorneys At Law in El Paso