August 24, 2020

Personal Injury Law – Accident Attorneys

Personal Injury Law – Accident Attorneys

The attorneys at our Personal Injury Law Firm represent people who have been seriously injured in a car accident on the highways, streets, and roads in Texas. Despite the wide-open spaces, there are still thousands of car crashes in a given year, causing serious injuries and hundreds of deaths. In 2016, a traffic crash occurred on Texas roads every 57 seconds, with an injury occurring every 1 hour and 59 minutes and a fatality every 2 hours and 20 minutes. No matter how cautious a driver you may be, the inescapable fact is that you share the road with aggressive drivers, distracted drivers, tired drivers, and drivers who are impaired by the influence of alcohol or drugs.accident attorneys

Liability Insurance and Uninsured Motorists

Texas law requires all drivers to carry liability insurance to compensate another driver in the event they cause an accident. There are a couple of problems with this system. The first is that the law only requires a minimum of 30/60/25, meaning the insurance will pay up to $30,000 in bodily injury to one person or up to $60,000 to all persons injured in the accident, and up to $25,000 for property damage. These policy limits may work well as long as you are not seriously hurt, but these amounts will likely prove woefully inadequate to address any kind of severe or catastrophic injury.

The other problem is that despite the law requiring liability insurance, many drivers fail to carry even the minimum required amounts. Hopefully, you carry uninsured motorist and underinsured motorist (UM/UIM) coverage, in which case your own insurance company should pay for your damages up to the limits of your UM policy. When making a claim to “your” insurance company, however, it is important to consider the competing interests between you (maximum recovery) and your insurance company (minimum payout). Many people do not appreciate that they are in an adversarial relationship with their insurance carrier when they submit a UM or UIM claim. Legal representation is strongly recommended to make sure you are fully and fairly compensated for your damages.

Defective Products Law and Car Accidents

Some car accident lawyers only think about the negligence of the other driver as the cause of the accident. With our extensive experience in all types of personal injury cases, including products liability, we understand the role a defectively designed automobile or defectively manufactured component part can play in causing an accident or contributing to an injury. A poorly-designed vehicle can explode on impact and cause severe burn injuries or death, or the vehicle may rollover with the roof crashing down on the occupants, causing traumatic brain injury or wrongful death. Seats that were improperly installed or faulty restraints such as seat belts and airbags can create serious injuries out of relatively minor impacts. 

In these cases, it is often necessary to hold the automaker accountable for its negligence along with the driver of the car. We are not afraid to stand up to the giant corporations when they should be answerable for the damages their conduct or decisions have caused.

Experienced Texas Auto Accident Attorneys

Whether battling an uninsured motorist, an insurance company, or an automotive giant, experienced legal representation is essential to ensure that you receive the full value of your claim, whether it is received through a negotiated settlement or a jury verdict. Trust us for Justice. The attorneys at our Personal Injury Law Firm have decades of experience helping folks in Texas maximize their recovery in an automobile accident. If you have been in an accident caused by another’s negligent or reckless driving, contact our office for a free consultation.

This blog was posted by Ford and Laurel Attorneys Laredo, Texas

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April 29, 2020

Car Accident Attorneys – Personal Injury Lawyers

How to Choose the Local, Texas Auto Accident Lawyer Who’s Right for Your Case

A non-attorney doesn’t have any of the necessary knowledge or experience to adequately investigate a complicated auto accident, or negotiate a fair settlement with insurance companies, or successfully represent him or herself in court. Litigating a vehicle accident injury case is quite complicated. Attorneys who don’t have a deep background in personal injury or auto accident cases don’t have any better chance than you of winning reasonable compensation. So why would you even entertain such a foolish idea, especially when five or six-figure compensation amounts are on-the-table?

We guess that the defendant insurance adjuster and their attorneys have already reached out to you and have even begun offering settlements. Before you speak with an insurance company, or attorney, or accept even a single dollar of payment or compensation from anyone, or sign anything, or attempt to file a lawsuit on your own, you must contact a competent lawyer. Everyone sitting at the defendant’s table wants you to accept a substandard settlement and save their own money. Don’t let them take advantage of you. We warn you to never talk about any details of your intentions, or anything else surrounding the injury, with anyone until you’ve retained your experienced lawyer to protect your interests. Failure to do this will undoubtedly cripple whatever compensation rights you and your family have.

car accident attorneys

Personal Injury

There are many car accident attorneys in Texas. How can you decide which one is right to handle your case? Our Law Firm recommends interviewing at least two or three attorneys before choosing the one you want to hire. Ask each one about his track record for settling and litigating car accident cases. Find out what each attorney thinks the strengths and weaknesses of your case are. See if the lawyers can provide you with the names of former clients whose circumstances were similar to yours. Ask if you can contact them. Then reach out to them and ask the same question you asked the prospective attorney. If you do all of these things diligently, then you have a pretty good chance of selecting a lawyer whose experience in handling cases as yours gives you confidence and peace of mind that this is the lawyer you can trust with your case.

The Texas auto accident lawyers at our Law Firm have been handling car accident insurance claims and civil cases for over 30 years. We continue to win favorable verdicts and negotiate fair settlements against nearly every major auto insurer in the state. They recognize our name, as do their defense attorneys. That reputation is very elemental in securing special attention to our clients’ claims from these insurers. Our goal is to make sure that you recover as much as possible for your injuries and make this sometimes complicated legal process as easy as possible for you.

Put our years of experience to work for you. Know your rights, how to proceed with your claim, and how much compensation you can secure from your auto accident case. Call our Law Firm now for a free consultation and find out how we can help you.

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December 2, 2019

Car Accident Attorneys – How Car Accident Cases are Defended

How Car Accident Cases are Defended

Personal Injury Lawyers » How Insurance Carriers Defend Themselves

Car accidents occur every single day and if you ask each party what happened it’s likely that they would have different explanations as to the events that led to the accident. Neither party ever wanting to admit that they were the wrongful acting party, you will need to bring a case in order to receive any compensation in most situations. There are two ways car accident cases are defended, first by the insurance adjuster, and then once a suit is filed or when the insurance adjuster realizes that they may be in for a fight, the insurance carrier’s defense attorney is going to get involved. This article will discuss some of the tactics they will use to defend the case. For more information please click on this car accident information site @
The best thing you can do to limit their defenses is to hire the attorneys at our law firm to assert your traffic accident case and fight for your rights as a victim. We have seen all the defenses that insurance companies and their attorneys bring and we know how to defeat them.

car accident attorneys

Personal Injury

Disputing Liability

The most successful way insurance companies have found to defend against your claim is to argue that their insured driver is not at fault. They will try to shift the blame back to you or onto some other party altogether. Insurance companies will try to do this not only to avoid liability completely, but also to minimize damages. For every percentage point of liability they can deflect off of themselves, the less money they will have to pay you. This is due to the practice of comparative negligence in tort cases. In Texas, individuals can recover damages even if it is determined that they are partially at fault for the accident. This is commonly referred to as the “51% rule.” If you can prove that the other party was at least 51% at fault for the accident you can recover for injuries. Also, the amount of damages that you may recover will be dependent on the percentage that you are at fault. You are only able to recover for the amount of fault that the other party was in the accident. For instance, if it is determined that you were 25% at fault and the other party was 75% at fault in your accident you would only be able to recover 75% of your damages. More information on this website @

You and your attorney will be tasked with proving the level of fault of the other party, even if fault is obvious. Insurance companies are not parties that will roll over and pay out liability without disputing every possible claim. If you make the mistake of assuming that they will accept liability, you are sadly mistaken. Furthermore, just because they have accepted liability for your property damage claim, that has no bearing on whether or not they will accept liability for your injuries. The law allows them to agree that they caused the accident but deny that they caused you to suffer your claimed injuries.

Disputing Damages

Many times insurance companies will try to dispute the injuries they caused or the extent of the injuries that they may have caused. This is frequently done by them claiming that a pre-existing condition or event was the cause of your injuries. Insurance companies will typically request your medical records for up to two years prior to the accident to try to find any treatment that may be linked to an injury that you are now claiming. They will find a way to make these assertions; this is why it is important to make sure that you hire an attorney that will show that these defenses are baseless.

Do you have a legal issue or question? Call us now.

When all else fails they will attack your character or credibility.

Insurance companies are not above playing dirty. Many times when you have an exceptionally strong case against them they will attack your character. They will often claim that you are either faking your injuries or exaggerating them in order to get recovery. They will take any potential question mark in your past and use it to their advantage. Don’t be a victim to these types of actions; allow us to protect you against these attacks. To learn more about your recovery potential call us, you will be glad that you did. Find more here @

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September 30, 2019

What Will A Car Accident Attorney Do for You

Step One: Evaluate You and Your Car Accident Case

You might be wondering what happens when a car accident attorney first talks to you about your case. When they first speak with you, for better or worse, they are actually evaluating you as much or more than you are evaluating them. And for good reason. You have a lot to do with whether you have a good case. Someone who is angry or defensive often does not impress jurors. So, step one, for the attorney anyway, is deciding whether you will be a good witness for yourself. This is actually a shame because whether you actually sustained damages worthy of relief does not have one real thing to do with how you come across as a person. But, still, reality is that jurors make decisions, at least when they are involved, which is not really all that often percentage-wise (because the great majority of cases settle). So why would lawyers care? Well, even if you never reach a jury, the defense attorney will still very possibly hear your “testimony,” in the form of something we call a deposition. Then they will decide what your attorney decided when they first met you–whether you would theoretically be a good or bad witness for yourself, which can influence their settlement offer. So attorneys have to assess accident lawyers

Most people are pretty good, so do not let step one worry you too much. Generally the biggest assessment involves the real meat and potatoes, or merits, of the case. Most car accident attorneys will be keenly aware of two critical issues regarding the merits of your case during their first interview with you: (1) were you “at fault” during the accident and (2) what is the extent of your damages? ”Clear liability” cases are preferred (this means you clearly were not in the wrong), although there are notable exceptions to that general “rule.” Damages are a biggie. Attorneys want to know whether your injuries are: (1) serious and (2) permanent. Sometimes the second part of that question (meaning whether the injuries are permanent) is an unknown factor at the outset of your case because you might still be going through medical treatment. So plaintiffs attorneys typically wait until treatment is either finished or has flat-lined (that is, according to the medical experts or your treating physician, not likely to continue to result in improvement) before they are prepared to settle the case.

Many potential clients find the above facts very surprising. Most have no idea that attorneys are not automatically willing to take every case, at least not those who hold their heads high. However, if you think about their position for a second, the reasons are obvious. Car accident attorneys take your case on a contingency, which means they do not get paid unless you recover. And–this might be a secret but I’ll let the cat out of the bag–lawsuits are NOT easy. They are the polar opposite of easy. They involve a significant amount of time, thought, planning, and often money (spent by the attorney). So attorneys have to make sure they take “good” cases–which means cases where they are likely to recover an amount that they deem worth the time and money spent. But this is actually good news for you because your interests are always aligned. They want to win more money for you because they make more money (not to mention the fact that some, like myself, actually care about their clients apart from the money). So car accident law is the classic win-win scenario for the attorney and client. (This is not to say that all attorneys handle cases with the same level of concern.)

Step Two: Fight Like Crazy, But Carefully

Once a car accident attorney has decided to represent your interests, the gloves come off. They then spend a considerable amount of time investigating your claim, both factually and legally. I could write a book (or really many books) about the law that potentially applies to car accident cases. The law is immense and complicated. Lawsuits are most definitely not DIY activities, even for attorneys themselves (meaning most do not ever represent themselves should the need arise). There is a tremendous amount of factual and legal research that must be done to prepare your case for settlement and/or trial.

This background research initially leads to the preparation of something called a demand letter or demand package, which the attorney sends to the insurance company, in an attempt to get them to settle your car accident case for a good amount of money without the need for filing a lawsuit in court. Even if your car accident case cannot be settled without a lawsuit, these demand letters or packages set the stage for the rest of the case in the eyes of the insurance company. The demand letters or packages differ widely in their quality levels. They are not form letters or cookie-cutter type documents. They are carefully crafted documents that tell the story of your case, both legally and factually, and lead to the conclusion that you are going to win (or not, if they are poorly written). The insurance companies do not easily settle cases, but these packages tell them whether you mean business or not. Like momentum in a football game, these letters often set the stage for the remainder of the case, once a lawsuit is filed.accident lawyers

In more serious car accident cases, the plaintiff’s attorney almost always has to file a lawsuit because insurance companies fight harder when more money is involved. The complexity of a lawsuit is beyond the scope of this article, but suffice to say that lawsuits can involve months or (in really big cases) years of fighting back and forth, mostly in the form of documents called motions and discovery. These also are not cookie-cutter or cut-and-paste activities. They involve extensive research, careful consideration, and thoughtful and persuasive presentation, at least in car accident cases involving serious damages. (Cases with lower damages tend to settle more quickly and not involve as much time, money or preparation for either side.)

Personally, I take all of my cases to heart. I am very thorough and diligent and careful at all phases of preparing for settlement and/or trial. If you need a car accident attorney, I hope that you will give me a call so that I can tell you more about what is involved in a lawsuit and how I might be able to help you.

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